Price Reduction - Views
Listed By:
Pamela A Terry with EXP Realty, LLC - 8888607369;
Address
11 S Smallwood Street, Cumberland, MD
Price
$ 376,000
Property Attributes
  • MLS#MDAL2015278
  • TypeSingle Family
  • Listing Status ACTIVE
  • CountyALLEGANY
  • CityCumberland
  • AreaW Cumberland - Allegany County
  • NeighborhoodWest Side
  • Zip21502
  • StyleColonial
  • Year Built1890
  • Taxes$ 4712
  • Price$ 376,000
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms1
  • Sqr Footage2520
  • Lot Size0.11 Acres
Data Source:
Bright MLS
Property Description

ZONED RESIDENTIAL AND COMMERCIAL! Pristine Queen Anne Colonial Home. Premium Live-Work Space or Turn-Key Airbnb, Bed and Breakfast Asset in Cumberland's desirable West Side Historic District. Step into timeless character and massive investment potential at 11 South Smallwood Street. Perfectly situated for an upscale primary residence with the flexibility of offering a premium short-term rental (Airbnb, Bed and Breakfast), or a seamless professional office footprint, this beautifully maintained 18090 Colonial offers rare dual-zoning versatility--walking distance from the Courthouse, restored Downtown Cumberland, C & O Canal, Western Maryland Scenic Railroad, hiking paths, and other local attractions. The Airbnb/Bed and Breakfast Possibility: Investors take note--with gorgeous historic craftsmanship, beautiful hardwood floors, two stunning decorative marble fireplaces, elegant French doors, a lovely sunroom, and a wrap-around flow featuring a rare dual-staircase layout, this property is perfectly configured to operate a high-margin boutique lodging asset. A large basement offers excellent separate storage, and the spacious, fully-fenced side lot features a covered deck/gazebo, side porch, and a storage shed-creating a private outdoor oasis perfect for guest relaxation, entertaining, or outdoor events. The property also features a fully functioning, updated, and charming kitchen with granite countertops and a center island with sink. Commercial/Live-Work: Bypass corporate leasing costs; let your residence be where you both work and relax in today's hybrid work-from-home world. Certified for commercial operations, this West Side gem is a turnkey layout for law firms, medical specialists, CPA practices, or high-end content, media production, and coaching operations. There is on-site parking. Historic beauty, hardwood floors, modern updates, flexible layout, and unmatched hospitality possibilities all come together in one exceptional residential/commercial property. Well-maintained with complete pride of ownership and zero deferred maintenance. CASH OFFERS, RAPID CLOSINGS, AND TRADITIONAL FINANCING WELCOME. Schedule your private showing today and unlock this Historic Districts West Side gem's true potential. CALL TODAY!

Price History
7/12/2026 Listed $384,000
9/2/2026 3$376,000

General Features

Living Area 2520
Sewer Public Sewer
Heating Radiator
Cooling Ceiling Fan(s),Window Unit(s)
Possession Settlement
Roof Composite,Shingle
Appliances Built-In Microwave,Oven/Range - Gas,Refrigerator
Zoning Z-RC
Architectural Style Colonial
Construction Materials Brick
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1890
View City,Mountain,Street,Trees/Woods
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County ALLEGANY
New Construction No
Property Type Residential
HOA No
Subdivision Name WEST SIDE
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions GPS
City CUMBERLAND
Disclosures Lead Based Paint - Federal,Lead Based Paint - State,Prop Disclaimer
Senior Community Y/N No
MLS Area W Cumberland - Allegany County (MDAL3)
Lot Size Units Square Feet
Lot Size Square Feet 4949.00
Tax Assessed Value 257500.0
Tax Annual Amount 4712.0
Home Warranty Y/N No
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 149.21
Vacation Rental Y/N No
Total SQFT 3632
Standard Status Active
Year Built Source Assessor

Interior Features

Heating Fuel Natural Gas
Basement Connecting Stairway,Full,Unfinished
Flooring Ceramic Tile,Carpet,Wood
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 2520
Half Baths 1
Central Air Y/N No
Total Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 1112
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Lot Features Landscaping,Rear Yard,SideYard(s)
Water Source Public
Total Parking Spaces 2
Type of Parking Driveway
Land Use Code R
Foundation Details Stone
Water View Y/N No
Lot Size Acres 0.11
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 4900.00
Navigable Water Y/N No
Water Oriented Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 21502

Price
AVG $240K
$380K
Taxes
AVG $1,978
$4,712
Year Built
AVG 1944
1890
Visits
AVG 287
355
Data Provided by Inside Real Estate®

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